Agentic finance for digital studios & agencies

Protect the margin on every project

Live project margin, automated multi-currency freelancer payouts and retainer billing — the finance work between the brief and the books, run for you. Keep the margin you actually bill for.

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Free to start. No contract. We'll show you what your finance stack is costing you.
What's our margin on this project?
Noah Bennett
Noah Bennett
Founder & CEO
Pay every freelancer, in every currency.
Ines Costa
Ines Costa
Studio Lead
Raise and chase the monthly retainers.
Leah Gold
Leah Gold
Finance Manager
Where do fees eat our margin?
Adam Pryce
Adam Pryce
Managing Director
What's our margin on this project?
Noah Bennett
Noah Bennett
Founder & CEO
Pay every freelancer, in every currency.
Ines Costa
Ines Costa
Studio Lead
Raise and chase the monthly retainers.
Leah Gold
Leah Gold
Finance Manager
Where do fees eat our margin?
Adam Pryce
Adam Pryce
Managing Director
The problem

You only find out a project lost money after it ships

Freelancer payouts cross currencies, and FX takes a cut each time. Fees sit across providers, so nobody sees the full cost. Retainers get reconciled by hand at month-end. The margin leaks quietly, project by project, while your team is busy delivering.

Meanwhile the work keeps moving: new retainers, new freelancers, new currencies. Every project closes before you know what it earned, and the client who drains the team looks exactly like the one who pays for it.

Project margin
Project #218Brand refresh
26%
Project #219Web build
8%
Retainers due
17 · auto
What Fynex runs

The work between the brief and the books

Margin, freelancer pay, retainers and the money view — the finance work of running an agency, run for you.

While the work runs

Live margin per project

See what every project and every client makes, after fees and FX, while the work is still running.

Project #218
Billed
$24,000
Freelancer payouts
$15,400
Margin
$6,200 · 26%
No manual FX

Multi-currency freelancer payouts

Pay every freelancer in their own currency, on schedule, with no manual FX.

Payouts
USDGBPEUR
J. WhitfieldACH · Fri
$2,400
S. BrennanFaster Payments · Fri
£1,850
On autopilot

Retainer billing on autopilot

Retainers raise, chase, and reconcile themselves, every month.

Retainers · May
Collected17 retainers
$40,800
Outstanding3 · auto-chased
$7,200
85% collected
One screen

One money view

Every payout, fee, and retainer in one place, in real time.

Settlement currency
USD
46%
GBP
42%
EUR
8%
Other
4%
How we compare

Where the margin leaks, and where it doesn't

What the Stripe-plus-accounting-plus-spreadsheets stack costs a project, and what Fynex does instead.

The problem
Other platforms
Recommended
!Protect project margin
No project-level margin view.
Margin per project, after FX and fees.
!Pay freelancers across currencies
Several payout tools and manual FX — and overseas payouts get flagged, delayed, or held.
Multi-currency freelancer payouts, scheduled.
!Bill & reconcile retainers
A recurring tool, reconciled by hand.
Retainer billing with auto-reconciliation.
!Control fees across providers
Fees spread across providers, with surprise minimums and FX spreads buried in the rate.
One stack, one clear fee view.
!See profit per client
Pieced together after the fact.
Profit per client, live.
Show, don't tell

Margin on every project, automatically

Fynex tracks fees, FX and payouts per project, so you see real profit per client without a spreadsheet.

▴ 12.5%This quarter
Project #218 billed$24,000
Freelancer payouts$15,400
Project margin$6,200 · 26%
Retainers due17 · auto
Everything you get

What else comes with it

Beyond the headline jobs, every account gets the whole platform behind it.

Renewal automation

Retainers raised, chased and renewed for you.

Reconciliation to your books

Xero, QuickBooks and FreshBooks, auto-matched.

Multi-currency wallets

Hold and pay in every currency you bill.

No-code payment links

Invoice or collect with a link.

Splits

Distribute fees across partners and freelancers.

Saved cards

Bill repeat clients without re-entry.

Works with what you already run

Connects to the tools your money moves through

Your bank, your accounting system and the tools you run the work in. Fynex reads them, does the finance work between them, and writes the result back.

100+ integrations

Accounting stack

13

Every payment, fee and payout lands in your ledger, coded and reconciled — nobody re-keys it.

QuickBooks
Xero
FreshBooks
Sage
Sage
NetSuite
NetSuite
Wave
Wave

Banks & business accounts

18

We read your balances and pay out of whichever account is cheapest — no bank portals, no copy-paste.

Revolut
Revolut
Wise
Wise
Mercury
Mercury
Brex
Brex
Airwallex
Airwallex
Ramp
Ramp

Project & time tracking

9

Hours, retainers and delivery status — so a project's real margin shows up without a spreadsheet.

monday.com
Asana
Asana
Jira
Jira
ClickUp
ClickUp
Trello
Trello
Linear
Linear

Site & app builders

9

Whatever you built the business on — payments, invoicing and payouts wire into it without a dev project.

Webflow
Webflow
Framer
Framer
Lovable
Lovable
Bubble
Bubble
Softr
Softr
Glide
Glide

CRM & sales

7

The deal, the customer and the terms — pulled in so invoicing starts itself.

HubSpot
HubSpot
Salesforce
Salesforce
Pipedrive
Pipedrive
Zoho
Zoho CRM
Close
Close
Copper
Copper

Payment acceptance

10

Keep the checkout you already run. We take it from the moment the money lands.

Stripe
Stripe
PayPal
PayPal
Adyen
Adyen
Square
Square
Braintree
Braintree
Checkout.com
Checkout.com

Your customers pay however they already pay — Visa, Mastercard, American Express, Apple Pay, Google Pay, SEPA, bank transfer and open banking — through the provider you run today or through us.

Find what you're leaking, for free

Send us your setup. We run a free diagnostic and show you what your payment stack costs you today.

One recent diagnostic found €2M in hidden fees across 10 processors for a proptech client.
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Compliance, handled

The trust layer most software can't offer

We can be your Merchant of Record and hold the funds. Most tools can't, because they don't hold the licence.

FCA-authorised EMI

An e-money institution via Fondy. We can hold and move your funds.

Licence
E-money institution
FCA
Client funds
Safeguarded

PCI DSS Level 1

The highest card-data security standard, on by default.

Card data
PCI DSS
Level 1
Encryption
On by default

Audit logs

Every movement traceable and ready for review.

Activity
Payout · $23,84714:02:11
Logged
Split · ORD-2024-00114:02:09
Logged

Built-in KYC / KYB

The switch that turns the business on.

Verification
KYB · Northwind Labs Inc
Approved
KYC · J. Whitfield
Approved
FAQ

Questions, answered

Project profitability is the real margin left on a project after every cost — freelancer payouts, payment fees and FX. Fynex tracks margin per project and per client in real time as the money moves, so you can see which work actually makes money while it's still running, not after it ships.
Fynex pays each freelancer in their own currency, on schedule or by rule, across SEPA, SWIFT and local rails. Payouts run automatically without you juggling FX or moving money corridor by corridor, and each one reconciles to your books behind it.
Retainer billing is recurring invoicing for an ongoing engagement — a fixed monthly fee. Fynex automates it end to end: retainers raise, chase and collect themselves with dunning, and reconcile to your accounting, so monthly billing stops being a manual job.
Yes. Fynex shows margin by project and by client, after fees and FX, in real time. You can tell the client who pays for the team apart from the one who drains it — without piecing it together in a spreadsheet after the fact.
Yes. Every payment, payout and retainer auto-reconciles to Xero, QuickBooks or FreshBooks in real time, so your books stay accurate without manual matching at month-end.
Yes. Send a no-code payment link or embed checkout to collect from clients by card, Apple Pay or Google Pay — no developer — and the payment flows straight into your project margin view.
No. Fynex runs the money and keeps your accounting in sync — add it for project margin, freelancer payouts and retainer billing, and keep the Xero, QuickBooks or FreshBooks setup your team already uses.
Agentic finance is finance operations run by AI rather than by an account manager and a spreadsheet. For an agency that means margin per project stays live as costs land, freelancers are paid on schedule in their own currency, retainers bill and reconcile themselves, and you see a project going underwater while you can still act on it — not in the post-mortem.
You can connect your accounting and start billing and paying out quickly, with pricing agreed per case to fit your volumes and markets. The fastest start is a free diagnostic of your current setup. No contract to start.
We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.

Know your margin while the project runs, not after it ships

Get in touch
Spreadsheets, retired with honors.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favorite coworker never takes lunch.Spreadsheets, retired with honors.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favorite coworker never takes lunch.Spreadsheets, retired with honors.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favorite coworker never takes lunch.
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