Cash Flow
8 posts
Paying on time as a procurement weapon
While competitors stretch payables to dress the P&L, the on-time payer gets priority stock, real prices and Friday favours. The case for paying well, without pain.
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Tight billing beats fancy software: cash flow is a timing problem
Most cash flow issues are billing timing errors: costs scheduled before the revenue that funds them. Fix the billing calendar first — the software second.
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How much cash will I have in three weeks? A working forecast
A cash flow forecast for project businesses: build it from confirmed invoices and scheduled payments, not hopes — and know your breach date before it arrives.
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Job costing: formula, example and setup without ERP
Job costing tracks every cost a job causes against what it earns. The formula, a worked $ example, cost categories, common mistakes and a setup without ERP.
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Multi-currency accounts for SaaS companies
A multi-currency account lets a SaaS company hold USD, EUR and GBP revenue, pay costs from matching balances and convert only the surplus. Worked FX example.
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Invoice factoring is eating your profit — what to do instead
Factoring fees compound into a permanent tax on margin. The alternatives: fix the payment schedule, automate collections, and finance gaps selectively.
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Fynex for agencies: keep the margin on every project
What Fynex does for a digital, creative or media agency: live margin per project, multi-currency freelancer payouts and retainer billing on autopilot.
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Where is my business losing money? 6 places to check
Where is my business losing money? Usually in six places a P&L hides: payment fees, duplicates, unbilled work, late payers, vendor drift and job margin.
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