---
title: "Which payment methods and currencies can my customers use?"
description: "Cards with 3-D Secure, Apple Pay and Google Pay, plus popular local methods across Europe. Charge in GBP, USD, EUR and other European currencies depending on your account."
url: "/docs/accepting-payments/which-payment-methods-and-currencies-can-my-customers-use/"
category: "Accepting payments"
---

Your customers can pay by **card** (Visa, Mastercard, American Express) with 3-D Secure, by **Apple Pay** or **Google Pay**, and with a range of **popular local methods** across Europe. You can [charge in **GBP, USD, EUR and other European currencies**](/blog/collecting-international-client-payments/) — the exact options depend on your account setup.

## Payment methods

- **Cards** — Visa, Mastercard, and American Express, protected by 3-D Secure.
- **Wallets** — Apple Pay and Google Pay, one tap on a phone.
- **Local methods** — Bancontact (Belgium), Multibanco and MB WAY (Portugal), Wero, Swish (Sweden), and BLIK (Poland).
- **Bank transfer** — SEPA and Open Banking, and dedicated virtual IBANs so a customer can pay you by transfer with no card.

Which methods appear at checkout depends on the payment's currency and the customer's country — Fynex shows the relevant ones automatically.

## Currencies

You choose the currency when you create a payment link or checkout. GBP, USD, and EUR are supported broadly, alongside other European currencies. If your account is fixed to a single currency, links and checkouts use that currency.

> Paying out is separate: Fynex pays out in EUR, GBP, and USD. See [Which currencies can I pay out in?](/docs/payouts/which-currencies-can-i-pay-out-in/)

## Related

- [How do I create and send a payment link?](/docs/accepting-payments/how-do-i-create-and-send-a-payment-link/)
- [What's the maximum amount for a single payment?](/docs/accepting-payments/whats-the-maximum-amount-for-a-single-payment/)