---
title: "What is a settlement statement and how do I read it?"
description: "A settlement statement summarises the payments settled over a period — gross taken, fees deducted, and net paid to you — per currency, with every payment listed. You can download it as a CSV."
url: "/docs/payouts/what-is-a-settlement-statement-and-how-do-i-read-it/"
category: "Payouts"
---

A **settlement statement** shows the payments that settled over a period and reconciles the money: **gross** taken, the **fees** deducted, and the **net** amount that's yours. It's grouped per currency and lists every payment, so you can tie your payouts back to the sales behind them. Statements default to the **previous calendar month** and can be **downloaded as a CSV**.

## What's on it

- **Per-currency summary** — number of payments, gross amount, provider fees, platform fees, and net amount.
- **Per-payment rows** — each settled payment with its order reference, amount, the fees applied, and the net.
- **Reconciliation status** — each row is marked settled cleanly or flagged as a discrepancy to look into.

## How to use it

- **Match your bank** — the net total is what reaches you; use it to [reconcile a payout against your bank statement](/features/reconciliation/).
- **Check fees** — the fee columns show exactly what was deducted from each payment.
- **Export** — download the CSV for your accountant or to import into your books.

## Related

- [When will the money reach my bank account?](/docs/payouts/when-will-the-money-reach-my-bank-account/)