Fynex pulls every bank account, every PSP and the money in flight into one position — then forecasts forward from confirmed inflows and scheduled outflows, and warns you before you breach your floor.
Free to start. No contract. We'll show you what your finance stack is costing you.
Position now▴ Across 6 accounts + 2 PSPs
$412,800
Forecast in 30 days: $368,400
The problem
A balance isn't a position
Your banking app shows one account's cleared balance. It says nothing about the other accounts, the money sitting in your PSP, the payouts due tonight or the retainer landing on the 1st. So you stitch it together in a spreadsheet that's stale the moment you save it.
Fynex holds every account, PSP and in-flight movement in one position, then forecasts forward from movements you can actually point to — and tells you the date you're heading below your floor.
Cash position
Operating · USDCleared
$212,400
Stripe balanceIn flight
$86,200
GBP accountCleared
£148,900
How it works
How cash runs on Fynex
Three steps from setup to settled — then it runs itself.
1
Connect everything
Link every bank account, PSP and wallet once. Fynex pulls cleared balances and money still in flight into a single live position.
2
Forecast forward
Fynex projects your balance from confirmed inflows and scheduled outflows — real dated movements, not a modeled guess from past averages.
3
Get warned early
Set a cash floor. Fynex flags the day you're projected to breach it, runs what-if scenarios and surfaces currency exposure before it bites.
6 + 2
bank accounts and PSPs in one position
90 days
forward forecast horizon
4
currencies tracked for exposure
Live
position refreshed as money moves
What Fynex runs
Your cash, seen and forecast
From the position across every account to the day you're projected to breach your floor — kept live, for you.
Banks · PSPs · in flight
One position, every source
Every bank account, PSP balance and payment in flight, rolled into one live position.
Position
Bank accounts
$298,600
PSP balances
$114,200
Confirmed in, scheduled out
Forward forecast
A real projection built from confirmed inflows and scheduled outflows, not past-average guesses.
Forecast · 30 days▾ From dated movements
$368,400
Before you breach
Cash-floor warnings
Set your floor. Fynex flags the date you're projected to drop below it.
Runway to floorFloor $150,000
Breach projected
Day 41
Test before you commit
What-if projections
Add a hire, delay a retainer or bring forward a payout, and see the position move.
Scenario
Add $18k/mo hire
Floor day 29
Show, don't tell
Where your cash is, and where it's heading
Fynex holds every account, PSP and in-flight movement in one position, then forecasts forward and warns before you breach your floor.
▴ 12.5%This quarter
Position now$412,800
Forecast · 30 days$368,400
Cash floor$150,000
Breach projectedDay 41
The intelligence layer
The intelligence watching your cash
Fynex reads every account, PSP and scheduled movement to project your position forward, and flags the day you're heading below your floor while you can still act on it. No spreadsheet that goes stale the moment you save it.
Forward forecast built from confirmed inflows and scheduled outflows
Cash-floor breach warnings raised before the date arrives
What-if projections that reprice the position as you change inputs
Currency-exposure analysis across every balance you hold
Large-outflow and runway alerts when a payment threatens your buffer
How we compare
The same job, with the leaks closed
Point tools solve part of it. Fynex runs the whole thing on one platform.
The problem
Other platforms
Recommended
!See cash across every account and PSP
✕One balance per login.
✓Every account and PSP in one position.
!Count money still in flight
✕Cleared balances only.
✓In-flight payouts and PSP funds included.
!Forecast forward reliably
✕A spreadsheet, stale on save.
✓Live forecast from dated movements.
!Know before you run short
✕You notice after the fact.
✓Cash-floor breach flagged in advance.
Everything you get
What else comes with it
Beyond the headline job, every account gets the whole platform behind it.
Multi-account position
Every bank, PSP and wallet in one live figure.
Forward forecast
Projected from confirmed inflows and scheduled outflows.
Cash-floor alerts
Flagged before you're projected to breach.
Currency exposure
See how much you hold and owe per currency.
What-if scenarios
Test a hire, a delay or an early payout on the position.
Webhooks & API
Pull position and forecast figures programmatically.
One platform, not a dozen
Every source of cash, and the books behind it
Bank feeds, PSP balances and wallets pulled into one position, your accounting kept in sync behind it.
100+ integrations
Accounting stack
13
Every payment, fee and payout lands in your ledger, coded and reconciled — nobody re-keys it.
QuickBooks
QuickBooks
Xero
Xero
FreshBooks
FreshBooks
Sage
Sage
NetSuite
NetSuite
Wave
Wave
Banks & business accounts
18
We read your balances and pay out of whichever account is cheapest — no bank portals, no copy-paste.
Revolut
Revolut
Wise
Wise
Mercury
Mercury
Brex
Brex
Airwallex
Airwallex
Ramp
Ramp
Invoicing & contracts
9
The contract sets the terms; we hold you to them — discounts, retention, caps, all applied before money moves.
DocuSign
DocuSign
PandaDoc
PandaDoc
Dropbox Sign
Dropbox Sign
Adobe Acrobat Sign
Adobe Acrobat Sign
BILL
BILL
Invoice Ninja
Invoice Ninja
Payroll & contractors
12
Everyone you owe who isn't a supplier — crew, contractors, freelancers, in whatever currency they bank in.
Gusto
Gusto
Deel
Deel
Rippling
Rippling
Remote
Remote
ADP
ADP
Justworks
Justworks
Spend & expenses
8
Cards, receipts and subscriptions on the cost side of the same ledger.
Expensify
Expensify
Pleo
Pleo
Soldo
Soldo
Payhawk
Payhawk
Spendesk
Spendesk
Navan
Navan
Spreadsheets & docs
6
The spreadsheet you rebuild every month — we fill it, or replace it. Your call.
Google Sheets
Google Sheets
Microsoft Excel
Excel
Microsoft Excel
Notion
Notion
Airtable
Airtable
Google Drive
Google Drive
Dropbox
Dropbox
Your customers pay however they already pay — Visa, Mastercard, American Express, Apple Pay, Google Pay, SEPA, bank transfer and open banking — through the provider you run today or through us.
Find what you're leaking, for free
Send us your setup. We run a free diagnostic and show you what your payment stack costs you today.
One recent diagnostic found €2M in hidden fees across 10 processors for a proptech client.
Every bank account, every PSP balance and money still in flight — like payouts due out tonight or funds settling in from your processor — rolled into one live figure rather than a single account's balance.
From confirmed inflows and scheduled outflows — dated movements you can point to, such as a retainer landing on the 1st or a payout run going out tonight. It is not a guess extrapolated from past averages.
You set the floor your business shouldn't drop below. Fynex projects your position forward and flags the date you're heading under it, so you can act before it happens, not after.
Yes. Add a hire, delay a retainer or bring a payout forward, and Fynex reprices the position and your runway so you can see the effect before you commit.
It does. Fynex tracks the balance you hold and owe per currency and surfaces your exposure, so a swing in one rate doesn't catch you off guard.
It refreshes as money moves — bank feeds, PSP balances and wallets update the figure live, so you're not working from a spreadsheet that went stale the moment you saved it.
We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.
See every account, every PSP, every dollar in flight. Know your real position
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