Pay everyone you owe, in any currency
Pay sellers, contractors, crews and partners in any currency — routed to the lowest-cost rail and reconciled behind it, on your schedule or by rule.
Paying people out shouldn't eat your Fridays
Every payout run is manual: work out each share in a spreadsheet, log into a bank, convert the currency, send, then reconcile what went where. Cross-border, FX takes a cut each time, and a missing local rail means someone waits a week to get paid.
Fynex runs the whole payout chain. It verifies the work, applies your contract terms, splits the revenue and pays on the cheapest compliant rail — every night, with no one on your team touching it.
How payouts runs on Fynex
Three steps from setup to settled — then it runs itself.
- 1
Set the rule
Set a standing share per payee — seller, contractor or partner — just once. Change it any time with no code, and it applies to every run from then on.
- 2
Pick the cheapest rail
Fynex routes each payout to the lowest-cost rail automatically, across SEPA, SWIFT and local schemes. You keep the margin that FX spreads and flat fees would otherwise eat.
- 3
Pays and reconciles
Money goes out nightly on schedule, in every currency you owe. Each payout books itself back to your accounting behind the run, so the ledger always matches.
The payout chain, handled
From the share each party is owed to the rail it goes out on — run for you, every night.
Multi-currency, multi-party payouts
Pay many parties from one payment, each in their own currency, in a single run.
Routed to the cheapest rail
SEPA, SWIFT and local methods, picked automatically for the lowest cost per transaction.
Pay by rule, on schedule
Set a standing rule per payee. Payouts run every night on schedule, with no work from you.
Verify before you pay
Confirm the work and your contract terms before money moves, so nothing leaks on the way out.
Tonight's payout run, before you wake up
Fynex works out each share, picks the cheapest rail and pays — then reconciles behind it. You see the run, not the work.
The intelligence behind every payout
Before a payout leaves, Fynex weighs the rail, the payee and the run, so the money goes the cheapest compliant way, in the currency they bank in, and never twice. The savings show up on every run, and your Friday stays yours.
The same job, with the leaks closed
Point tools solve part of it. Fynex runs the whole thing on one platform.
What else comes with it
Beyond the headline job, every account gets the whole platform behind it.
Local & cross-border rails
SEPA, SWIFT and local methods.
Multi-currency wallets
Hold and move a balance per currency before you pay out.
Scheduled runs
Payouts go every night, on your schedule.
Contract terms captured
Retention, milestones and discounts applied before payout.
Reconciliation built in
Every payout matched and booked as it moves.
Webhooks & API
Trigger and track payouts programmatically.
The rails out, and the books they reconcile to
Local and cross-border methods for the money out, your accounting kept in sync behind it.
Accounting stack
13Every payment, fee and payout lands in your ledger, coded and reconciled — nobody re-keys it.
Banks & business accounts
18We read your balances and pay out of whichever account is cheapest — no bank portals, no copy-paste.
Invoicing & contracts
9The contract sets the terms; we hold you to them — discounts, retention, caps, all applied before money moves.
Payroll & contractors
12Everyone you owe who isn't a supplier — crew, contractors, freelancers, in whatever currency they bank in.
Spend & expenses
8Cards, receipts and subscriptions on the cost side of the same ledger.
Spreadsheets & docs
6The spreadsheet you rebuild every month — we fill it, or replace it. Your call.
Your customers pay however they already pay — Visa, Mastercard, American Express, Apple Pay, Google Pay, SEPA, bank transfer and open banking — through the provider you run today or through us.
Find what you're leaking, for free
Send us your setup. We run a free diagnostic and show you what your payment stack costs you today.