Logistics building blocks

Settle every carrier in one run

Pay every carrier in a single settlement run — with quick-pay or factoring built in, fuel and accessorials on the same load, and every payment reconciled to the freight it belongs to.

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Free to start. No contract. We'll show you what your finance stack is costing you.
The problem

Carriers want paying in days; shippers pay in weeks

Settling carriers means a bank file per run, factoring handed to a third party that takes a cut, and loads reconciled by hand. Your TMS rates the load; it doesn't move the money, front the carrier or tie the settlement back to the freight.

Settlement run · today
Carriers settled
$418,600
Quick-pay advanced
$96,400
Fuel & accessorials
$54,200
Unreconciled loads
0
What Fynex runs

How carrier settlement runs on Fynex

One run settles the fleet. Quick-pay built in, every payment tied to the load.

01

Settle every carrier in one run

Every carrier on the run is settled in a single multi-party payout, across every rail — not a bank file you build and reconcile to loads by hand.

02

Quick-pay and factoring built in

Advance the carrier before the shipper pays, on the same settlement rail, so factoring is part of your money layer instead of a third party taking a cut of the margin.

03

Reconcile every load

Linehaul, fuel and accessorials post against the load, so every settlement ties to the freight it paid for — no spreadsheet reconciliation.

How we compare

The same job, with the leaks closed

Point tools solve part of it. Fynex runs the whole thing on one platform.

The problem
Other platforms
!Settle many carriers at once
A bank file per run, matched to loads by hand.
One settlement run, matched per load.
!Pay before the shipper pays
Hand the load to an outside factor.
Quick-pay and factoring on the same rail.
!Handle fuel & accessorials
Advances and adjustments tracked off-system.
Settled on the same load.
!Reconcile to the load
Matched in a spreadsheet later.
Every settlement tied to the load.
FAQ

Questions, answered

Carrier settlement is paying every carrier for the loads they hauled. Fynex settles them all in one multi-party run, across every rail, with each payment tied to the load it paid for — replacing the per-run bank file and the manual load reconciliation behind it.
Quick-pay is settling a carrier before the shipper has paid you. Fynex builds quick-pay and factoring into the settlement run itself, so you advance the carrier on the same rail rather than handing the load to a third-party factor — and every advance is reconciled to the load.
It can fold factoring into your own settlements. Instead of selling invoices to an outside factor, you advance against the load through Fynex and keep the spread, with every advance tied to the load. For a platform, factoring becomes part of the money layer you already run instead of the carrier's separate relationship.
Yes. Linehaul, fuel surcharges, detention and other accessorials post against the load, so what a load billed and what it cost tie out automatically, and settlements stop being matched to loads in a spreadsheet.
Keep building

The rest of the freight money layer

Every building block below runs on the same platform. Start with one, or run the whole stack.

Find what you're leaking, for free

Send us your setup. We run a free diagnostic and show you what your payment stack costs you today.

One recent diagnostic found €2M in hidden fees across 10 processors for a proptech client.
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Compliance, handled

The trust layer most software can't offer

We can be your Merchant of Record and hold the funds. Most tools can't, because they don't hold the licence.

FCA-authorised EMI

An e-money institution via Fondy. We can hold and move your funds.

Licence
E-money institution
FCA
Client funds
Safeguarded

PCI DSS Level 1

The highest card-data security standard, on by default.

Card data
PCI DSS
Level 1
Encryption
On by default

Audit logs

Every movement traceable and ready for review.

Activity
Payout · $23,84714:02:11
Logged
Split · ORD-2024-00114:02:09
Logged

Built-in KYC / KYB

The switch that turns the business on.

Verification
KYB · Northwind Labs Inc
Approved
KYC · J. Whitfield
Approved
We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.

Settle the fleet. Paid fast, matched per load

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Spreadsheets, retired with honors.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favorite coworker never takes lunch.Spreadsheets, retired with honors.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favorite coworker never takes lunch.Spreadsheets, retired with honors.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favorite coworker never takes lunch.

The AI finance layer for platforms and operators. It runs the money chain and keeps more of it in your business. One platform instead of a dozen.

Company
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