Give every seller a wallet
A stored balance each seller can hold, receive their splits into, and withdraw when they choose — in multiple currencies, on one ledger. The account layer that turns your marketplace into a platform.
Sellers want a balance, not just a payout they can't control
Direct payouts push every sale straight out, so sellers can't hold a balance, top up, or choose when to withdraw — and you can't offer wallet-to-wallet transfers, held balances for reserves, or a currency account per seller. The account layer a platform needs simply isn't there.
How marketplace wallets run on Fynex
A real account for every seller, on your platform.
A stored balance per seller
Each seller gets a balance that receives their splits and payouts, held safely on our licence until they choose to withdraw — not pushed out on every sale.
Multi-currency, one ledger
Hold and move a balance per currency in a single ledger, so a seller earning in three currencies keeps three balances without three tools.
Withdraw, transfer, or hold
Sellers withdraw on demand, you hold reserves against refunds, and balances move wallet-to-wallet — the account primitives a platform runs on.
The same job, with the leaks closed
Point tools solve part of it. Fynex runs the whole thing on one platform.
Questions, answered
The rest of the marketplace money layer
Every building block below runs on the same platform. Start with one, or run the whole stack.
Divide one payment across sellers, your fee and partners — by rule, in real time.
Explore →Hold a buyer's payment until the work is delivered, then release it to the seller.
Explore →Authorize a card at checkout and capture the payment later, when you're ready.
Explore →Take your cut automatically at settlement — set your take rate once and keep it.
Explore →Verify sellers with built-in KYC and KYB, inside your own signup — without the drop-off.
Explore →Pay sellers on schedule or by rule — mass, instant or timed, in any currency and rail.
Explore →One ledger for every balance, split, hold and payout — reconciled to the transaction.
Explore →Multi-currency accounts and balances across the whole platform.
Explore →Find what you're leaking, for free
Send us your setup. We run a free diagnostic and show you what your payment stack costs you today.
The trust layer most software can't offer
We can be your Merchant of Record and hold the funds. Most tools can't, because they don't hold the licence.
FCA-authorised EMI
An e-money institution via Fondy. We can hold and move your funds.
PCI DSS Level 1
The highest card-data security standard, on by default.
Audit logs
Every movement traceable and ready for review.
Built-in KYC / KYB
The switch that turns the business on.