For property management platforms

The money layer for property management platforms

Collect rent, split fees to owners and your platform, pay the whole contractor and vendor network in one run, and reconcile every invoice to every property — without becoming a payments company.

Get in touch
Free to start. No contract. We'll show you what your finance stack is costing you.
Split the rent between owner, fee and reserve.
Owen Pierce
Owen Pierce
Head of Operations
Pay every contractor on the platform tonight.
Ruth Adeyemi
Ruth Adeyemi
Finance Lead
Match this HVAC invoice to the right property.
Marco Bianchi
Marco Bianchi
Controller
What's my net margin across the portfolio?
Helen Pak
Helen Pak
COO
Split the rent between owner, fee and reserve.
Owen Pierce
Owen Pierce
Head of Operations
Pay every contractor on the platform tonight.
Ruth Adeyemi
Ruth Adeyemi
Finance Lead
Match this HVAC invoice to the right property.
Marco Bianchi
Marco Bianchi
Controller
What's my net margin across the portfolio?
Helen Pak
Helen Pak
COO
The problem

Property runs on money moving between dozens of parties — and your software doesn't move it

A commercial property platform orchestrates an ecosystem, not a building: rent in from tenants, the owner's share out, your management fee, and payouts to cleaning, HVAC, maintenance and security contractors and their suppliers. AppFolio and Yardi hold the ledger, but they don't split the payment, pay the network or carry the risk — so you stitch a processor, a payouts tool, an AP tool and a reconciliation spreadsheet together by hand.

Every property is a stack of recurring contracts and fragmented invoices, and every contractor on the platform is its own business that eventually needs the same thing you do — margin per job, matched invoices, and cash it can see coming. That's the expansion: land the platform, then serve the operators underneath it.

Money movement · this month
Rent collected48 units
$412,900
Owner disbursements
$318,000
Management fee
$41,290
Contractor payouts
$53,610
Go deeper

Every building block of the property money layer

Rent collection, contractor payouts, reconciliation and more — each with its own guide.

What Fynex runs

The jobs, handled

The work you do by hand today. Fynex runs it for you.

Rent in, split out

Collect rent, split at source

Take rent by card, wallet or bank, then route the owner's share, your management fee and any reserve the moment it lands — no month-end disbursement run by hand.

Rent · $8,600
Owner disbursement
$6,708
Management fee
$1,032
Maintenance reserve
$860
Every operator

Pay the contractor network in one run

Cleaning, HVAC, maintenance, security and their suppliers — paid in one multi-party run, on your schedule or by rule, across every rail. The operator layer, paid like one payroll.

Contractor payouts
Brightwork Cleaning IncACH · today
$4,200
Meridian HVAC IncACH · today
$7,850
Sentinel Security IncACH · today
$3,100
Books tie out

Reconcile every invoice to its property

Each rent split, supplier invoice and contractor payout is logged against the property it belongs to, so settlement matches your ledger and the month-end close stops being a hunt.

Reconciliation · Unit 14B
Rent collected
$8,600
HVAC invoice · matched
$1,240
Cleaning invoice · matched
$620
Cash you can see coming

See margin and cash across the portfolio

Margin per property and a rolling cash forecast across every unit, owner and contractor — the numbers that normally live in three tools and a spreadsheet, in one place as the money moves.

Portfolio net margin▴ +2.1pt
23.4%
48 units · rolling 90-day cash positive
How we compare

The finance work that's eating your week

Other tools solve part of it. Fynex solves all of it, on one platform.

The problem
Other platforms
!Collect rent and split it at source
The PMS records the charge; a separate processor takes the card, then you disburse to owners by hand.
Collect rent online and split the owner's share, your fee and any reserve in one movement.
!Pay the whole contractor & vendor network
A payouts tool per rail, plus manual AP for supplier invoices — reconciled later, if at all.
One payout run to cleaning, HVAC, maintenance and security — multi-party, any rail.
!Reconcile invoices to properties
Export, match in a spreadsheet, chase the ones that don't tie out.
Every invoice and payout logged against its property automatically.
!Carry the payment & tax risk
Risk and compliance stay on the platform, with no Merchant of Record.
We're Merchant of Record on our FCA-authorised EMI.
!See margin and cash across the portfolio
The numbers live in three tools and a month-end close.
Margin per property and cash forecast across the portfolio, in real time.
How the rent splits

See where the rent goes

One tenant pays rent once. Fynex splits it between the owner, your management fee and the maintenance reserve, in real time.

CustomerTenant pays $8,600Owner$6,708disbursedYour platform$1,032management feeReserve$860maintenance
Everything you get

The full finance stack, in one place

Beyond the headline jobs, every page ships with the whole platform behind it.

Collect rent online

No-code payment links or card, wallet and bank rent collection — no developer.

Virtual IBANs per property

Give each property or owner a dedicated pay-in account.

Multi-currency wallets

Hold and move a balance per currency, in one ledger.

Invoice reconciliation

Supplier and contractor invoices matched to the property automatically.

Portfolio cash forecast

A rolling cash-flow forecast across every unit and contract.

PMS & API

Connect the property system you run, with signed webhooks and one API.

One platform, not a dozen

Connects to the stack you already run

Cards and wallets in, payouts out, your accounting and tools in sync.

Revolut
Revolut
Wise
Wise
Mercury
Mercury
Bank of America
Bank of America
Apple Pay
Google Pay
Visa
Mastercard

Find what you're leaking, for free

Send us your setup. We run a free diagnostic and show you what your payment stack costs you today.

One recent diagnostic found €2M in hidden fees across 10 processors for a proptech client.
Get in touch
Compliance, handled

The trust layer most software can't offer

We can be your Merchant of Record and hold the funds. Most tools can't, because they don't hold the licence.

FCA-authorised EMI

An e-money institution via Fondy. We can hold and move your funds.

Licence
E-money institution
FCA
Client funds
Safeguarded

PCI DSS Level 1

The highest card-data security standard, on by default.

Card data
PCI DSS
Level 1
Encryption
On by default

Audit logs

Every movement traceable and ready for review.

Activity
Payout · $23,84714:02:11
Logged
Split · ORD-2024-00114:02:09
Logged

Built-in KYC / KYB

The switch that turns the business on.

Verification
KYB · Northwind Labs Inc
Approved
KYC · J. Whitfield
Approved
FAQ

Questions, answered

Fynex is the money layer underneath your property platform. It collects rent, splits the owner's share, your management fee and any reserve in one movement, pays your cleaning, HVAC, maintenance and security contractors in a single multi-party run, and reconciles every invoice and payout back to the property it belongs to. Your property management software keeps the ledger; Fynex moves and splits the money, and carries the risk as Merchant of Record.
Tenants pay rent by card, wallet or bank through a no-code payment link or your own checkout. The moment rent lands, Fynex routes the owner's disbursement, your fee and any maintenance reserve by rule — so you collect rent online and split it at source instead of running a month-end disbursement by hand. Every split is logged against the unit for reconciliation.
Yes. Cleaning, HVAC, maintenance, security and their suppliers are paid in one multi-party payout run, on your schedule or by rule, across every rail. Vendor and subcontractor payouts, invoice matching and margin per job are the same money layer — which is exactly what lets you expand from the platform to the operators working on it.
No — Fynex owns the financial spine (rent collection, splits, payouts, reconciliation and cash forecasting) and connects to the property system you already run. AppFolio, Yardi or your PMS keep the property and lease records; Fynex adds the money movement and the risk cover they don't.
Yes. Co-living operators, build-to-rent portfolios, flex-office and coworking, and short-term-rental management companies all run the same fragmented money flows — many owners or members, many contractors, recurring billing and multi-party payouts. Fynex runs that layer for each of them; the mechanics are the same, only the labels change.
Yes. On our FCA-authorised EMI licence, Fynex acts as Merchant of Record — the payment and cross-border tax risk sits with us instead of your platform, so you move money across the ecosystem without becoming a payments company or a tax entity in every market.
It does. The same land-on-the-platform, expand-to-the-operators motion runs for construction management platforms and their subcontractors, freight and logistics platforms and their carriers, and facilities-management operators — any ecosystem where one platform orchestrates a network of contractors and suppliers. Property is where we start.
You can test the full flow — rent collection, splits, multi-party payouts and reconciliation — in a sandbox before going live. Pricing is agreed per case, including performance-share models, so terms fit your portfolio and markets. Start with a free diagnostic of what your current rent-and-payouts stack is costing you.
We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.

Run the property platform. We'll run the money underneath it

Get in touch
Spreadsheets, retired with honors.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favorite coworker never takes lunch.Spreadsheets, retired with honors.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favorite coworker never takes lunch.Spreadsheets, retired with honors.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favorite coworker never takes lunch.

The AI finance layer for platforms and operators. It runs the money chain and keeps more of it in your business. One platform instead of a dozen.

Company
© 2026 Fynex
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