--- title: "About Fynex — The intelligence layer for finance, run by AI agents" description: "Other tools execute and stop. Fynex reasons across your whole money chain and runs on AI agents that act on the call, with your approval on every move. This is the intelligence layer for finance." url: "/uk/about" --- # Moving money by hand *has a price* At 25 invoices a week, doing it by hand costs you about £15,600 a year. Fynex runs it for you, so that number goes to zero. *Why we built Fynex.* ## A thinking layer on top of your money stack Cards, AP, treasury and your system of record are horizontal layers — each one executes a slice of the money chain and stops. Stack them and you still have no one reasoning across the whole thing. ## Ten things it's thinking about, right now Across every account, supplier and payment you run — Fynex watches for the move worth making, continuously. ### Value to capture — Money you'd otherwise leave on the table. - **Discount opportunities** — Early-payment terms worth capturing before they lapse. - **FX optimisation** — The cheaper corridor or rail for money crossing borders. - **Recurring patterns** — Spend and inflows that repeat, surfaced before you ask. ### Risk to catch — Leaks and mistakes, stopped before they cost you. - **Late-fee risk** — Bills drifting toward a fee, held to the last safe day. - **Duplicate-payment risk** — The same invoice about to be paid twice. - **Vendor data drift** — A supplier quietly changing terms, rates or bank details. - **Approval bottlenecks** — Payments stuck waiting on a sign-off that's overdue. ### Cash to protect — Your position and liquidity, watched in real time. - **Cash-floor warnings** — The date your position is projected to breach the floor. - **PSP refund coverage** — Whether your processor balance covers pending refunds. - **Currency imbalance** — Balances drifting out of line with what you owe per currency. ## Every recommendation, on your terms Fynex proposes. You decide. Nothing moves money without you. 1. **See the reasoning** — Each recommendation opens to the numbers behind it — the terms it read, the rule it applied, the saving it found. No black box, no 'trust us'. 2. **Check the confidence** — Every recommendation carries a confidence score, so you know which to wave through and which deserve a second look before you act. 3. **Act, snooze or dismiss** — Approve in one click, snooze it for later, or dismiss it and Fynex learns the boundary. Every choice is written to the audit log. ## Three moments, real numbers Not abstractions — the kind of call Fynex makes for you on an ordinary Tuesday. 1. **It caught a discount you'd have missed** — An Adobe invoice arrived with a 2/10 net 30 term. Fynex checked it against your cash floor, saw room, and recommended paying early. 2. **It flagged a rate that quietly drifted** — A contractor's new invoice came in 18% above their rate card. Fynex caught the drift before the payout run and held it for your review. 3. **It found a cheaper rail for a cross-border payout** — A $42,000 payout was about to go SWIFT. Fynex found a local rail and a better corridor, and re-routed it before it left. ## It shows its work, every time An intelligence layer is only useful if you can trust it. So Fynex is built to be checked: every recommendation shows its maths, every action needs your approval, and every transition is logged. - **Every recommendation shows its math** — The numbers, the rule and the saving, in the open — never a verdict without the working. - **Every action requires approval** — Fynex proposes; you approve. Nothing that moves money happens without a human clicking yes. - **Every transition is in the audit log** — Proposed, approved, snoozed, dismissed — every state change is recorded and ready for review. ## Find what you're leaking, for free Send us your setup. We run a free diagnostic and show you what your payment stack costs you today. > One recent diagnostic found €2M in hidden fees across 10 processors for a proptech client. ## Questions, answered ### What is the intelligence layer? It's the part of Fynex that thinks. The rest of the platform executes the money chain — payments in, payouts out, reconciliation back to your books. The intelligence layer sits on top of all of it and reasons: it watches for discounts to capture, fees to avoid, rails to optimise and risks to flag, then recommends the next action with the maths attached. ### How is that different from any other finance tool? Most finance tools execute and stop — they pay the bill, move the card spend, push the payout. They tell you what you spent. Fynex reasons across the whole money chain and tells you what to do next and what it's worth, so value gets captured instead of left on the table. ### Does Fynex ever move money on its own? No. Every recommendation shows its reasoning and its confidence, and every action that moves money requires your approval. You can act in one click, snooze it, or dismiss it. Nothing happens behind your back, and every transition is written to the audit log. ### How does Fynex know what's right for my business? It reads your own signal — your suppliers' terms, your cash floor, your rails, your accounting — not a generic benchmark. The same engine runs across every vertical; what changes is the data it reads and the benchmarks it compares against, so an agency and a marketplace each get recommendations grounded in their own numbers. ### Can I see why Fynex recommended something? Always. Every recommendation opens to the reasoning behind it — the numbers it used, the rule it applied and the confidence it has — so you're never asked to trust a black box. If you disagree, you dismiss it and it learns the boundary. ## **Other tools execute.** *Fynex thinks — then acts* --- The AI finance layer for platforms and operators. It runs the money chain and keeps more of it in your business. One platform instead of a dozen. © 2026 Fynex