For digital studios & agencies

Protect the margin on every project

Live project margin, automated multi-currency freelancer payouts, and retainer billing. Keep the margin you actually bill for.

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Free to start. No contract. We'll show you what your finance stack is costing you.
What's our margin on this project?
Noah Bennett
Noah Bennett
Founder & CEO
Pay every freelancer, in every currency.
Ines Costa
Ines Costa
Studio Lead
Raise and chase the monthly retainers.
Leah Gold
Leah Gold
Finance Manager
Where do fees eat our margin?
Adam Pryce
Adam Pryce
Managing Director
What's our margin on this project?
Noah Bennett
Noah Bennett
Founder & CEO
Pay every freelancer, in every currency.
Ines Costa
Ines Costa
Studio Lead
Raise and chase the monthly retainers.
Leah Gold
Leah Gold
Finance Manager
Where do fees eat our margin?
Adam Pryce
Adam Pryce
Managing Director
The problem

You only find out a project lost money after it ships

Freelancer payouts cross currencies, and FX takes a cut each time. Fees sit across providers, so nobody sees the full cost. Retainers get reconciled by hand at month-end. The margin leaks quietly, project by project, while your team is busy delivering.

Meanwhile the work keeps moving: new retainers, new freelancers, new currencies. Every project closes before you know what it earned, and the client who drains the team looks exactly like the one who pays for it.

Project margin
Project #218Brand refresh
26%
Project #219Web build
8%
Retainers due
17 · auto
What Fynex runs

The jobs, handled

The work you do by hand today. Fynex runs it for you.

While the work runs

Live margin per project

See what every project and every client makes, after fees and FX, while the work is still running.

Project #218
Billed
£24,000
Freelancer payouts
£15,400
Margin
£6,200 · 26%
No manual FX

Multi-currency freelancer payouts

Pay every freelancer in their own currency, on schedule, with no manual FX.

Payouts
GBPUSDEUR
J. WhitfieldFaster Payments · Fri
£2,400
S. BrennanACH · Fri
$1,850
On autopilot

Retainer billing on autopilot

Retainers raise, chase, and reconcile themselves, every month.

Retainers · May
Collected17 retainers
£40,800
Outstanding3 · auto-chased
£7,200
85% collected
One screen

One money view

Every payout, fee, and retainer in one place, in real time.

Settlement currency
GBP
46%
USD
42%
EUR
8%
Other
4%
How we compare

The finance work that's eating your week

Other tools solve part of it. Fynex solves all of it, on one platform.

The problem
Other platforms
!Protect project margin
No project-level margin view.
Margin per project, after FX and fees.
!Pay freelancers across currencies
Several payout tools and manual FX — and overseas payouts get flagged, delayed, or held.
Multi-currency freelancer payouts, scheduled.
!Bill & reconcile retainers
A recurring tool, reconciled by hand.
Retainer billing with auto-reconciliation.
!Control fees across providers
Fees spread across providers, with surprise minimums and FX spreads buried in the rate.
One stack, one clear fee view.
!See profit per client
Pieced together after the fact.
Profit per client, live.
Show, don't tell

Margin on every project, automatically

Fynex tracks fees, FX and payouts per project, so you see real profit per client without a spreadsheet.

▴ 12.5%This quarter
Project #218 billed£24,000
Freelancer payouts£15,400
Project margin£6,200 · 26%
Retainers due17 · auto
Everything you get

The full finance stack, in one place

Beyond the headline jobs, every page ships with the whole platform behind it.

Renewal automation

Retainers raised, chased and renewed for you.

Reconciliation to your books

Xero, QuickBooks and FreshBooks, auto-matched.

Multi-currency wallets

Hold and pay in every currency you bill.

No-code payment links

Invoice or collect with a link.

Splits

Distribute fees across partners and freelancers.

Saved cards

Bill repeat clients without re-entry.

One platform, not a dozen

Connects to the stack you already run

Cards and wallets in, payouts out, your accounting and tools in sync.

Revolut
Revolut
Wise
Wise
Mercury
Mercury
Brex
Brex
Airwallex
Airwallex
Ramp
Ramp
Bluevine
Bluevine
Bank of America
Bank of America
American Express
American Express
Xero
QuickBooks
FreshBooks
Visa
Mastercard

Find what you're leaking, for free

Send us your setup. We run a free diagnostic and show you what your payment stack costs you today.

One recent diagnostic found €2M in hidden fees across 10 processors for a proptech client.
Get in touch
Compliance, handled

The trust layer most software can't offer

We can be your Merchant of Record and hold the funds. Most tools can't, because they don't hold the licence.

FCA-authorised EMI

An e-money institution via Fondy. We can hold and move your funds.

Licence
E-money institution
FCA
Client funds
Safeguarded

PCI DSS Level 1

The highest card-data security standard, on by default.

Card data
PCI DSS
Level 1
Encryption
On by default

Audit logs

Every movement traceable and ready for review.

Activity
Payout · £23,84714:02:11
Logged
Split · ORD-2024-00114:02:09
Logged

Built-in KYC / KYB

The switch that turns the business on.

Verification
KYB · Northwind Labs Ltd
Approved
KYC · J. Whitfield
Approved
FAQ

Questions, answered

Project profitability is the real margin left on a project after every cost — freelancer payouts, payment fees and FX. Fynex tracks margin per project and per client in real time as the money moves, so you can see which work actually makes money while it's still running, not after it ships.
Fynex pays each freelancer in their own currency, on schedule or by rule, across SEPA, SWIFT and local rails. Payouts run automatically without you juggling FX or moving money corridor by corridor, and each one reconciles to your books behind it.
Retainer billing is recurring invoicing for an ongoing engagement — a fixed monthly fee. Fynex automates it end to end: retainers raise, chase and collect themselves with dunning, and reconcile to your accounting, so monthly billing stops being a manual job.
Yes. Fynex shows margin by project and by client, after fees and FX, in real time. You can tell the client who pays for the team apart from the one who drains it — without piecing it together in a spreadsheet after the fact.
Yes. Every payment, payout and retainer auto-reconciles to Xero, QuickBooks or FreshBooks in real time, so your books stay accurate without manual matching at month-end.
Yes. Send a no-code payment link or embed checkout to collect from clients by card, Apple Pay or Google Pay — no developer — and the payment flows straight into your project margin view.
No. Fynex runs the money and keeps your accounting in sync — add it for project margin, freelancer payouts and retainer billing, and keep the Xero, QuickBooks or FreshBooks setup your team already uses.
You can connect your accounting and start billing and paying out quickly, with pricing agreed per case to fit your volumes and markets. The fastest start is a free diagnostic of your current setup. No contract to start.
We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.

Know your margin while the project runs, not after it ships

Get in touch
Spreadsheets, retired with honours.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favourite coworker never takes lunch.Spreadsheets, retired with honours.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favourite coworker never takes lunch.Spreadsheets, retired with honours.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favourite coworker never takes lunch.

The AI finance layer for platforms and operators. It runs the money chain and keeps more of it in your business. One platform instead of a dozen.

Company
© 2026 Fynex
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