Electrical, HVAC, equipment rental and suppliers, paid in one multi-party run — with retention held and released by rule and lien waivers tied to the payout that clears them, all matched to the job.
Free to start. No contract. We'll show you what your finance stack is costing you.
The problem
Every sub is a separate payment, a retention line and a chased waiver
Paying the trade chain on a job means a transfer per subcontractor, retention tracked in a spreadsheet, and lien waivers chased by email. Construction software schedules the work; it doesn't move the money, hold the retention or match the waiver to the payment.
Job #4821 · payout run
Subcontractors paid
£121,400
Retention held (5%)
£6,070
Suppliers paid
£38,700
Waivers outstanding
0
What Fynex runs
How subcontractor payouts run on Fynex
One run pays the chain. Retention and waivers handled, every payout tied to the job.
01
Pay the whole chain in one run
Electrical, HVAC, equipment rental and suppliers are paid in a single multi-party run, on your schedule or by rule, across every rail — not a transfer per subcontractor.
02
Hold and release retention by rule
Retention is held back automatically per draw and per party, tracked against the job, and released by rule on completion — no spreadsheet, no manual release.
03
Tie lien waivers to the payout
Conditional and unconditional waivers are exchanged and tied to the payout that clears them, so the paperwork matches the money instead of being chased.
How we compare
The same job, with the leaks closed
Point tools solve part of it. Fynex runs the whole thing on one platform.
The problem
Other platforms
Recommended
!Pay many subs at once
✕Other platformsA transfer per subcontractor, per rail.
✓FynexHeld and released by rule, per job and party.
!Match lien waivers
✕Other platformsChased by email, matched by hand.
✓FynexWaivers tied to the payout that clears them.
!Reconcile to the job
✕Other platformsMatched at close-out, if at all.
✓FynexEvery payout posted against the job.
FAQ
Questions, answered
A subcontractor payout platform pays the trades and suppliers on a job and keeps the paperwork that releases each payment. It holds retention and releases it on a rule, ties each lien waiver to the payout that clears it, pays every sub in one run and matches each payment to the job and the progress billing it came from. Fynex runs this from the tools your jobs already live in.
Yes. Subcontractors, equipment rental and suppliers are paid in one multi-party payout run, on your schedule or by rule, across every rail. It replaces the transfer-per-subcontractor routine with a single run, and every payout is logged against the job it belongs to.
Retention is held back automatically as each subcontractor is paid — for example 5% per draw — tracked per job and per party, and released by rule on completion. Both sides can see exactly what's held and when it clears, without a spreadsheet.
Yes. Conditional and unconditional lien waivers are exchanged and tied to the payout that clears them, so the paperwork matches the money on the same job instead of being chased by email after the fact.
It's the same money layer for both sides. The general contractor or platform pays the chain through Fynex; the electrical, HVAC and equipment-rental businesses underneath each need the same thing — paid on time, retention tracked, margin per job — which is how the platform expands to the trades working on it.
Yes. Payment runs can be raised from your job costing or project system instead of being keyed in — the payouts section of the API reference documents how a payout is created and tracked, and payees covers holding each subcontractor's verified bank details.
Keep building
The rest of the construction money layer
Every building block below runs on the same platform. Start with one, or run the whole stack.
We can be your Merchant of Record and hold the funds. Most tools can't, because they don't hold the licence.
FCA-authorised EMI
An e-money institution via Fondy. We can hold and move your funds.
Licence
E-money institution
FCA
Client funds
Safeguarded
PCI DSS Level 1
The highest card-data security standard, on by default.
Card data
PCI DSS
Level 1
Encryption
On by default
Audit logs
Every movement traceable and ready for review.
Activity
Payout · £23,84714:02:11
Logged
Split · ORD-2024-00114:02:09
Logged
Built-in KYC / KYB
The switch that turns the business on.
Verification
KYB · Northwind Labs Ltd
Approved
KYC · J. Whitfield
Approved
We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.
Pay the whole chain. Retention and waivers, handled
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