Payouts

Pay everyone you owe, in any currency

Pay sellers, contractors, crews and partners in any currency — routed to the lowest-cost rail and reconciled behind it, on your schedule or by rule.

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Free to start. No contract. We'll show you what your finance stack is costing you.
Payouts
GBPUSDEUR
Northwind Labs LtdFaster Payments · tonight
£23,847
Atlas Studios IncACH · tonight
$8,200
J. Whitfieldlocal · tonight
£2,400
How it works

How payouts runs on Fynex

Three steps from setup to settled — then it runs itself.

  1. 1

    Set the rule

    Set a standing share per payee — seller, contractor or partner — just once. Change it any time with no code, and it applies to every run from then on.

  2. 2

    Pick the cheapest rail

    Fynex routes each payout to the lowest-cost rail automatically, across SEPA, SWIFT and local schemes. You keep the margin that FX spreads and flat fees would otherwise eat.

  3. 3

    Pays and reconciles

    Money goes out nightly on schedule, in every currency you owe. Each payout books itself back to your accounting behind the run, so the ledger always matches.

What Fynex runs

The payout chain, handled

From the share each party is owed to the rail it goes out on — run for you, every night.

Many parties, one run

Multi-currency, multi-party payouts

Pay many parties from one payment, each in their own currency, in a single run.

This run · 42 payees
GBP payouts
£61,400
USD payouts
$18,900
EUR payouts
€9,200
Lowest cost per transaction

Routed to the cheapest rail

SEPA, SWIFT and local methods, picked automatically for the lowest cost per transaction.

Rail selected
UK payoutFaster Payments
Cheapest
US payoutlocal ACH
Cheapest
Runs itself

Pay by rule, on schedule

Set a standing rule per payee. Payouts run every night on schedule, with no work from you.

Schedule
Nightly run
On
Next run00:00
Queued
Accountability inside the payment

Verify before you pay

Confirm the work and your contract terms before money moves, so nothing leaks on the way out.

Checks
Work confirmed
Yes
Terms appliedretention 5%
Yes
Show, don't tell

Tonight's payout run, before you wake up

Fynex works out each share, picks the cheapest rail and pays — then reconciles behind it. You see the run, not the work.

▴ 12.5%This quarter
Pending payouts$89,500
Payees this run42
RailsSEPA · SWIFT · local
Lowest-cost railAuto
The intelligence layer

The intelligence behind every payout

Before a payout leaves, Fynex weighs the rail, the payee and the run, so the money goes the cheapest compliant way, in the currency they bank in, and never twice. The savings show up on every run, and your Friday stays yours.

Picks the optimal rail per transfer for the lowest cost
Validates IBAN and BIC before a payout is queued
Screens every payee against sanctions lists
Detects and blocks duplicate payments automatically
Compares live FX cost across corridors before you approve
How we compare

The same job, with the leaks closed

Point tools solve part of it. Fynex runs the whole thing on one platform.

The problem
Other platforms
!Pay many parties from one payment
Single transfers, worked out by hand.
Multi-party payouts routed automatically.
!Pay in the payee's currency
FX on each transfer, marked up.
Multi-currency payouts at the lowest cost.
!Reach a country with a local rail
SWIFT only; locals wait days.
SEPA, SWIFT and local rails.
!Tie the payout to the work
Paid first, reconciled later.
Verify work and terms before money moves.
One platform, not a dozen

The rails out, and the books they reconcile to

Local and cross-border methods for the money out, your accounting kept in sync behind it.

Revolut
Revolut
Wise
Wise
Mercury
Mercury
Brex
Brex
Airwallex
Airwallex
Ramp
Ramp
Bluevine
Bluevine
Bank of America
Bank of America
American Express
American Express
Xero
QuickBooks
FreshBooks

Find what you're leaking, for free

Send us your setup. We run a free diagnostic and show you what your payment stack costs you today.

One recent diagnostic found €2M in hidden fees across 10 processors for a proptech client.
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FAQ

Questions, answered

Fynex holds multi-currency balances and pays each party in their own currency, routing every payout to the lowest-cost rail. You don't log into a bank, convert manually or eat a marked-up FX rate on each transfer.
SEPA, SWIFT and local methods, so you can reach payees cross-border and in-country. Fynex picks the cheapest compliant rail for each payout automatically.
Yes. Fynex splits one incoming payment across several parties — sellers, contractors, partners — and pays each their share in a single run, with the division set by rule.
Yes. Set a standing rule per payee and Fynex runs payouts every night on schedule, with no work from you. You can also trigger a run on demand via the API.
Every payout is routed to the lowest cost per transaction across the available rails, and FX is handled at the balance level instead of per transfer. The savings show up on every run, with no new headcount or tools.
Yes. Fynex can confirm the work was delivered and apply your contract terms — retention, milestone gates, rate cards — before any money moves. Accountability sits inside the payment, not chased after the money's gone.
We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.

Pay everyone you owe. On the cheapest rail, every night

Get in touch
Spreadsheets, retired with honours.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favourite coworker never takes lunch.Spreadsheets, retired with honours.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favourite coworker never takes lunch.Spreadsheets, retired with honours.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favourite coworker never takes lunch.

The AI finance layer for platforms and operators. It runs the money chain and keeps more of it in your business. One platform instead of a dozen.

Company
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