---
title: "Marketplace Payouts & Payout Scheduling | Fynex"
description: "Pay sellers on a schedule, instantly or by rule: mass marketplace payouts by Faster Payments to UK sellers, and ACH to US sellers."
url: "/uk/marketplaces/payout-scheduling"
---

Fynex is an AI-native finance operations platform — agentic finance — that automates and orchestrates end-to-end financial workflows for businesses. This page covers payout scheduling: running payouts daily, weekly or on milestone, with approvals and holds per seller. Fynex works alongside Stripe Connect, Wise and Airwallex rather than replacing them. This page is relevant when payouts must run on a schedule with per-seller approvals and holds, and every run has to reconcile against the ledger.

# Pay every seller, *on your schedule*

Run seller payouts on a set cadence, same-day, or by rule — in bulk, by ACH in the US and Faster Payments in the UK. From a weekly batch to a mass payout of hundreds, handled automatically.

*Marketplace building blocks.*

## Paying sellers shouldn't be a manual weekly job

Direct-to-seller payouts run on the processor's schedule, large or unusual ones get held for review, and anything faster than standard is an extra integration. So payout day becomes a manual batch, and sellers wait on it.

## How payouts run on Fynex

Set the cadence and the rails once; sellers get paid without you.

1. **Schedule or trigger by rule** — [Pay on a fixed cadence](https://docs.fynex.ai/payments-api/v1/docs/payouts) — say every Friday — the moment a balance clears, or when a rule fires. Payout day stops being a manual job.
2. **Mass payouts, one run** — Pay hundreds of sellers or contractors in a single run, without stitching together a separate payouts tool.
3. **ACH and Faster Payments, same-day when needed** — [ACH and same-day ACH for US sellers, Faster Payments for UK sellers](https://docs.fynex.ai/payments-api/v1/docs/payout-methods) — so a seller who needs the money today gets it today.

## The same job, with the leaks closed

Point tools solve part of it. Fynex runs the whole thing on one platform.

| The problem | Other platforms (Direct-to-seller processors) | Fynex |
|---|---|---|
| Pay sellers on a schedule | A manual batch you run yourself. | Scheduled or rule-based payouts, automatic. |
| Pay hundreds at once | A separate payouts tool, stitched in. | Mass payouts in one run. |
| Pay US and UK sellers | A different tool or bank portal for each. | ACH and Faster Payments, one run. |
| Pay a seller today | Rarely available, or an extra integration. | Same-day ACH or Faster Payments, built in. |

## Questions, answered

### How do scheduled payouts work?

A payout is money you send out to a seller; [payout scheduling](/glossary/payout-schedule/) runs those payments automatically on a cadence you set — for example every Friday, or the moment a balance clears. Fynex pays each seller by ACH in the US or Faster Payments in the UK, so paying your sellers stops being a manual weekly job.

### Can Fynex do mass payouts to many sellers at once?

Yes. Pay hundreds of sellers, contractors or partners in a single run, by ACH or Faster Payments, without bolting on a separate payouts product. Runs can be scheduled, triggered by rule, or sent on demand.

### Can I pay sellers internationally and in their own currency?

Fynex pays sellers in the US by ACH, in dollars, and sellers in the UK by Faster Payments, in pounds. Buyers can pay your marketplace by card from anywhere in the world; sellers outside the US and UK aren't paid out by Fynex today.

### Do you support instant payouts?

As fast as each rail allows. Alongside scheduled and rule-based payouts, UK sellers are paid by Faster Payments, usually within seconds, and US sellers can be paid by same-day ACH when they need the money today — without a separate integration. See [instant payouts](/glossary/instant-payout/) for how the rails differ.

### Can I control payout timing through an API?

Yes. Schedules run on their own, and a payout can also be created, listed and cancelled directly — the [payouts section of the API reference](https://docs.fynex.ai/payments-api/v1/docs/payouts) documents the calls, and [payout methods](https://docs.fynex.ai/payments-api/v1/docs/payout-methods) covers the destinations each payee can be paid to.

## The rest of the marketplace money layer

Every building block below runs on the same platform. Start with one, or run the whole stack.

- **Split payments** — Divide one payment across sellers, your fee and partners — by rule, in real time.
- **Escrow & held funds** — Hold a buyer's payment until the work is delivered, then release it to the seller.
- **Delayed capture** — Authorize a card at checkout and capture the payment later, when you're ready.
- **Platform commission** — Take your cut automatically at settlement — set your take rate once and keep it.
- **Seller onboarding & KYC** — Verify sellers with built-in KYC and KYB, inside your own signup — without the drop-off.
- **Marketplace wallets** — Give each seller a stored balance to hold, top up and withdraw — per currency, one ledger.
- **Balance management** — One ledger for every balance, split, hold and payout — reconciled to the transaction.
- **Payouts** — The full payout engine behind Fynex — ACH in the US, Faster Payments in the UK — on every product.

## Find what you're leaking, for free

Send us your setup. We run a free diagnostic and show you what your payment stack costs you today.

> One recent diagnostic found £2M in hidden fees across 10 processors for a proptech client.

## Your money, held under a licence, not a promise

We can be your Merchant of Record, with your funds held by a licensed e-money institution. Most tools can't.

- **Your funds, safeguarded** — Customer funds are held by Fondy Ltd, an FCA-authorised e-money institution (FRN 900705).
- **PCI DSS Level 1** — The highest card-data security standard, on by default.
- **Audit logs** — Every movement traceable and ready for review.
- **Built-in KYC / KYB** — The switch that turns the business on.

## Pay every seller, everywhere. *While you sleep*

---

The AI finance layer for platforms and operators. It runs the money chain and keeps more of it in your business. One platform instead of a dozen.

[Fynex on LinkedIn](https://www.linkedin.com/company/fynexai/) · [Fynex on X](https://x.com/FynexTeam) · [Fynex on GitHub](https://github.com/fynex-ai) · [Fynex on YouTube](https://www.youtube.com/@Fynex-AI) · [Fynex on Instagram](https://www.instagram.com/fynexteam/)



© 2026 Fynex.ai Limited
