For professional, corporate & accounting services

The complete money layer for professional firms

Q: What is a payment link, and how do I create one with Fynex?

A [payment link](/docs/accepting-payments/how-do-i-create-and-send-a-payment-link/) is a no-code URL you send to a client to collect a card, Apple Pay or Google Pay payment — no checkout to build, no developer. In Fynex you create a payment link in minutes, share it or embed checkout on your site, and the payment reconciles to your books automatically. It replaces a manual WooCommerce or bank-transfer flow.

Q: What compliance do I need to switch payments on?

Built-in [KYC and KYB](/docs/getting-started/what-documents-do-i-need-to-verify-my-business/) are the switch that turns payments on. Fynex runs verification for individuals and legal entities inside your own flow, so once compliance is complete you can collect and pay out — no separate compliance project, no waiting on a third party.

No-code payment links, books that reconcile themselves, automated renewals, and partner payouts. Live once compliance is on, no developers.

Get in touch

Free to start. No contract. We'll show you what your finance stack is costing you.

Send a payment link before Friday.

Carl Jensen

Director

Reconcile every payment to Xero.

Ruth Adeyemi

Bookkeeper

Chase this year's renewals automatically.

Paolo Greco

Operations Lead

Pay our partner agents across borders.

Helen Pak

Managing Partner

Send a payment link before Friday.

Carl Jensen

Director

Reconcile every payment to Xero.

Ruth Adeyemi

Bookkeeper

Chase this year's renewals automatically.

Paolo Greco

Operations Lead

Pay our partner agents across borders.

Helen Pak

Managing Partner

The problem

Your clients want links. Your back office is still manual

Clients ask for payment links while you're on a manual WooCommerce checkout. Invoicing and bookkeeping run by hand, with penalty risk if something slips. Annual renewals get chased by email. And nothing switches on until compliance is done.

Every manual step is a place to make a mistake your client will see: a missed renewal, a late filing, an unreconciled payment. The work gets done after hours, and the firm scales by hiring — not by margin.

Back office

Reconciledto QuickBooks

247 matched

Renewals queued

41 clients

Partner payoutsUK · HK · BG

Scheduled

What Fynex runs

The jobs, handled

The work you do by hand today. Fynex runs it for you.

Live in minutes

No-code payment links and embeds

Take payment in minutes, no developers needed.

Payment linkActive

pay.fynex.ai/p/abc123

$1,200

Invoice #1234sent with link

Paid

Matched and booked

Auto-reconciliation to your books

Every payment matched and booked to Xero, QuickBooks, or FreshBooks.

ReconciliationQuickBooks

Matched

247

Pending

Discrepancies

Collects itself

Renewal automation

Annual renewals chase and collect themselves.

Upcoming renewals

Renewals queued

41 clients

Next batchauto-chase on

10 Apr

Collected YTD

$156,000

By rule

Pay your partner network

Route payouts to your local agents by rule.

Partner payouts

United KingdomFaster Payments

£4,200

United StatesACH

$9,400

Hong KongSWIFT

$7,800

How we compare

The finance work that's eating your week

Other tools solve part of it. Fynex solves all of it, on one platform.

The problem

Other platforms

!Take a payment fast

✕A hosted store or payment-API setup needs a developer.

✓No-code payment links in minutes.

!Keep the books straight

✕Separate tools, manual entry.

✓Auto-invoicing and reconciliation to your books.

!Handle annual renewals

✕Chased by email, by hand.

✓Automated renewals and dunning.

!Pay the partner network

✕Manual transfers corridor by corridor, with cross-border payments held for review.

✓Multi-currency partner payouts.

!Switch compliance on

✕Separate KYB that's slow to activate — and opaque enough to reject good clients.

✓Built-in KYC/KYB to activate.

Show, don't tell

A payment link in minutes, not a dev sprint

No-code links and embeds that fit your stack, auto-reconciled to your books, with renewals on autopilot.

Payment linkfynex.me/acme-2026

Reconciled toXero · auto

Renewals queued41 clients

Partner payoutsUK · HK · BG

Everything you get

The full finance stack, in one place

Beyond the headline jobs, every page ships with the whole platform behind it.

Merchant of Record

We carry the tax and chargeback risk.

KYB to activate

Compliance switched on, payments live.

Wallet ledger

Every movement traceable for the books.

Multi-currency

Take and pay across corridors.

Apple Pay & Google Pay

Modern checkout for your clients.

Hosted checkout

A ready checkout page, zero build.

One platform, not a dozen

Connects to the stack you already run

Cards and wallets in, payouts out, your accounting and tools in sync.

Revolut

Wise

Mercury

Brex

Airwallex

Ramp

Bluevine

Bank of America

American Express

Xero

QuickBooks

FreshBooks

WooCommerce

Apple Pay

Google Pay

Visa

Mastercard

Find what you're leaking, for free

Send us your setup. We run a free diagnostic and show you what your payment stack costs you today.

One recent diagnostic found €2M in hidden fees across 10 processors for a proptech client.

Get in touch

Compliance, handled

The trust layer most software can't offer

We can be your Merchant of Record and hold the funds. Most tools can't, because they don't hold the licence.

FCA-authorised EMI

An e-money institution via Fondy. We can hold and move your funds.

Licence

E-money institution

FCA

Client funds

Safeguarded

PCI DSS Level 1

The highest card-data security standard, on by default.

Card data

PCI DSS

Level 1

Encryption

On by default

Audit logs

Every movement traceable and ready for review.

Activity

Payout · £23,84714:02:11

Logged

Split · ORD-2024-00114:02:09

Logged

Built-in KYC / KYB

The switch that turns the business on.

Verification

KYB · Northwind Labs Ltd

Approved

KYC · J. Whitfield

Approved

FAQ

Questions, answered

What is a payment link, and how do I create one with Fynex?+

A payment link is a no-code URL you send to a client to collect a card, Apple Pay or Google Pay payment — no checkout to build, no developer. In Fynex you create a payment link in minutes, share it or embed checkout on your site, and the payment reconciles to your books automatically. It replaces a manual WooCommerce or bank-transfer flow.

What is payment reconciliation, and does Fynex do it automatically?+

Payment reconciliation is matching every payment you receive to the right invoice and your accounting records, so your books are accurate. Fynex reconciles automatically — each payment is matched and booked to Xero, QuickBooks, FreshBooks or WooCommerce in real time — so you stop reconciling bank statements by hand and lose the penalty risk of something slipping.

Can I take payments without a developer?+

Yes. No-code payment links and embeddable checkout go live in minutes — you collect card, Apple Pay and Google Pay payments without writing code or running a manual WooCommerce setup. Simple links first; an API is there if you want it later.

Does Fynex automate annual renewals?+

Yes. Renewal automation raises, chases and collects annual renewals with dunning, so they stop being chased by email one client at a time. Each renewal invoices and reconciles itself, and you see what's collected and what's outstanding at a glance.

Can Fynex pay my partner network or local agents?+

Yes. Fynex sends multi-currency partner payouts to your network of local agents by rule — across SEPA, SWIFT and local rails — so paying partners in the UK, the US, Hong Kong or elsewhere stops being a manual transfer corridor by corridor.

What compliance do I need to switch payments on?+

Built-in KYC and KYB are the switch that turns payments on. Fynex runs verification for individuals and legal entities inside your own flow, so once compliance is complete you can collect and pay out — no separate compliance project, no waiting on a third party.

Do I have to replace WooCommerce or my accounting software?+

No. Fynex sits alongside what you run and keeps it in sync — payments auto-reconcile to Xero, QuickBooks, FreshBooks and WooCommerce. Add Fynex for no-code links, renewals and partner payouts, and keep the tools your team already knows.

How fast can I go live, and what does it cost?+

You can be live in minutes with a no-code link once compliance is switched on, with no developer. Pricing is agreed per case to fit your volumes and markets. The fastest start is a free diagnostic of your current setup. No contract to start.

We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.

Take the payment, book it, and renew it, without touching a spreadsheet

Get in touch

Spreadsheets, retired with honours.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favourite coworker never takes lunch.Spreadsheets, retired with honours.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favourite coworker never takes lunch.Spreadsheets, retired with honours.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favourite coworker never takes lunch.