Free to start. No contract. We'll show you what your finance stack is costing you.
The problem
Your clients want links. Your back office is still manual
Clients ask for payment links while you're on a manual WooCommerce checkout. Invoicing and bookkeeping run by hand, with penalty risk if something slips. Annual renewals get chased by email. And nothing switches on until compliance is done.
Every manual step is a place to make a mistake your client will see: a missed renewal, a late filing, an unreconciled payment. The work gets done after hours, and the firm scales by hiring — not by margin.
Back office
Reconciledto QuickBooks
247 matched
Renewals queued
41 clients
Partner payoutsUK · HK · BG
Scheduled
What Fynex runs
The back office, run for you
Collections, reconciliation, renewals and partner payouts — the work that eats evenings, running on its own.
Live in minutes
Clients pay by link, no developer needed
Send the client a payment link and take the payment the same day — card, Apple Pay or Google Pay, on a hosted page with your name on it. No checkout project, no developer, no waiting on the website agency.
Payment linkActive
pay.fynex.ai/p/abc123
£1,200
Invoice #1234sent with link
Paid
Matched and booked
Books that reconcile themselves
Every payment lands against its invoice and books itself to Xero, QuickBooks or FreshBooks the moment it settles — so the books stay current on their own, and month-end stops being a hunt for what didn't match.
ReconciliationQuickBooks
Matched
247
Pending
12
Discrepancies
2
Collects itself
Renewals that bill themselves
Annual engagements invoice, chase and collect themselves, with reminders that stop the moment the client pays. No renewals spreadsheet, and nothing lapses because an email was missed.
Upcoming renewals
Renewals queued
41 clients
Next batchauto-chase on
10 Apr
Collected YTD
£156,000
By rule
Pay your partner network
Each partner and local agent paid their share by rule, in their own currency, on the rail that costs least — instead of a transfer built by hand for every corridor, every month.
Partner payouts
United KingdomFaster Payments
£4,200
United StatesACH
£9,400
Hong KongSWIFT
£7,800
Docs & API
None of this needs a developer — the API is here if you have one
Fees chased by email, renewals nobody diarised, and a bookkeeper matching bank transfers to engagements by eye.
No-code links and embeds that fit your stack, auto-reconciled to your books, with renewals on autopilot.
Payment linkfynex.me/acme-2026
Reconciled toXero · auto
Renewals queued41 clients
Partner payoutsUK · HK · BG
How we compare
Manual back office, or one that runs itself
What the store-plus-Stripe-plus-hand-entry setup leaves to your team, and what Fynex does with it.
The problem
Other platforms
Recommended
!Take a payment fast
✕Other platformsA hosted store or payment-API setup needs a developer.
✓FynexNo-code payment links in minutes.
!Keep the books straight
✕Other platformsSeparate tools, manual entry.
✓FynexAuto-invoicing and reconciliation to your books.
!Handle annual renewals
✕Other platformsChased by email, by hand.
✓FynexAutomated renewals and dunning.
!Pay the partner network
✕Other platformsManual transfers corridor by corridor, with cross-border payments held for review.
✓FynexMulti-currency partner payouts.
!Switch compliance on
✕Other platformsSeparate KYB that's slow to activate — and opaque enough to reject good clients.
✓FynexBuilt-in KYC/KYB to activate.
Everything you get
The rest of the job, also handled
Beyond the headline jobs, every account gets the whole platform behind it.
Merchant of Record
We carry the tax and chargeback risk.
KYB to activate
Compliance switched on, payments live.
Wallet ledger
Every movement traceable for the books.
Multi-currency
Take and pay across corridors.
Apple Pay & Google Pay
Modern checkout for your clients.
Hosted checkout
A ready checkout page, zero build.
Works with what you already run
Your bank, your books and the tools you run the work in, kept in agreement
Your bank, your accounting system and the tools you run the work in. Fynex reads them, does the finance work between them, and writes the result back.
100+ integrations
Accounting stack
13
Every payment, fee and payout lands in your ledger, coded and reconciled — nobody re-keys it.
QuickBooks
QuickBooks
Xero
Xero
FreshBooks
FreshBooks
Sage
Sage
NetSuite
NetSuite
Wave
Wave
Banks & business accounts
18
We read your balances and pay out of whichever account is cheapest — no bank portals, no copy-paste.
Revolut
Revolut
Wise
Wise
Mercury
Mercury
Brex
Brex
Airwallex
Airwallex
Ramp
Ramp
Project & time tracking
9
Hours, retainers and delivery status — so a project's real margin shows up without a spreadsheet.
monday.com
monday.com
Asana
Asana
Jira
Jira
ClickUp
ClickUp
Trello
Trello
Linear
Linear
Stores & marketplaces
7
Where your revenue actually arrives — orders, fees and refunds pulled in per channel.
Shopify
Shopify
WooCommerce
WooCommerce
Wix
Wix
BigCommerce
BigCommerce
Adobe Commerce
Adobe Commerce
Squarespace
Squarespace
Site & app builders
9
Whatever you built the business on — payments, invoicing and payouts wire into it without a dev project.
Webflow
Webflow
Framer
Framer
Lovable
Lovable
Bubble
Bubble
Softr
Softr
Glide
Glide
Lead sources & marketing
10
Where the jobs come from and what each channel costs — so every won job is attributed back to the ad that bought it, and ROAS stops being a spreadsheet.
Angi
Angi
Thumbtack
Thumbtack
Yelp
Yelp
Google Ads
Google Ads
Meta Ads
Meta Ads
Nextdoor
Nextdoor
Your customers pay however they already pay — Visa, Mastercard, American Express, Apple Pay, Google Pay, Faster Payments, bank transfer and open banking — through the provider you run today or through us.
Find what you're leaking, for free
Send us your setup. We run a free diagnostic and show you what your payment stack costs you today.
One recent diagnostic found £2M in hidden fees across 10 processors for a proptech client.
We can be your Merchant of Record and hold the funds. Most tools can't, because they don't hold the licence.
FCA-authorised EMI
An e-money institution via Fondy. We can hold and move your funds.
Licence
E-money institution
FCA
Client funds
Safeguarded
PCI DSS Level 1
The highest card-data security standard, on by default.
Card data
PCI DSS
Level 1
Encryption
On by default
Audit logs
Every movement traceable and ready for review.
Activity
Payout · £23,84714:02:11
Logged
Split · ORD-2024-00114:02:09
Logged
Built-in KYC / KYB
The switch that turns the business on.
Verification
KYB · Northwind Labs Ltd
Approved
KYC · J. Whitfield
Approved
FAQ
Questions, answered
A payment link is a no-code URL you send to a client to collect a card, Apple Pay or Google Pay payment — no checkout to build, no developer. In Fynex you create a payment link in minutes, share it or embed checkout on your site, and the payment reconciles to your books automatically. It replaces a manual WooCommerce or bank-transfer flow.
Payment reconciliation is matching every payment you receive to the right invoice and your accounting records, so your books are accurate. Fynex reconciles automatically — each payment is matched and booked to Xero, QuickBooks, FreshBooks or WooCommerce in real time — so you stop reconciling bank statements by hand and lose the penalty risk of something slipping.
Yes. No-code payment links and embeddable checkout go live in minutes — you collect card, Apple Pay and Google Pay payments without writing code or running a manual WooCommerce setup. Simple links first; an API is there if you want it later.
Yes. Renewal automation raises, chases and collects annual renewals with dunning, so they stop being chased by email one client at a time. Each renewal invoices and reconciles itself, and you see what's collected and what's outstanding at a glance.
Yes. Fynex sends multi-currency partner payouts to your network of local agents by rule — across Faster Payments, SWIFT and local rails — so paying partners in the UK, the US, Hong Kong or elsewhere stops being a manual transfer corridor by corridor.
Built-in KYC and KYB are the switch that turns payments on. Fynex runs verification for individuals and legal entities inside your own flow, so once compliance is complete you can collect and pay out — no separate compliance project, no waiting on a third party.
No. Fynex sits alongside what you run and keeps it in sync — payments auto-reconcile to Xero, QuickBooks, FreshBooks and WooCommerce. Add Fynex for no-code links, renewals and partner payouts, and keep the tools your team already knows.
You can be live in minutes with a no-code link once compliance is switched on, with no developer. Pricing is public: card payments from 1.4%, payouts at 0.5% each, and larger flows priced on volume, corridors and risk (pricing). The fastest start is a free diagnostic of your current setup. No contract to start.
We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.
Take the payment, book it, and renew it, without touching a spreadsheet
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