--- title: "Payment Links and Auto-Reconciliation for Professional Firms | Fynex" description: "No-code payment links, books that reconcile themselves, automated renewals, and partner payouts. Live once compliance is switched on. No developers." url: "/uk/professional" --- # The complete money layer for *professional firms* No-code payment links, books that reconcile themselves, automated renewals, and partner payouts. Live once compliance is on, no developers. *For professional, corporate & accounting services.* ## Your clients want links. Your back office is still manual Clients ask for payment links while you're on a manual WooCommerce checkout. Invoicing and bookkeeping run by hand, with penalty risk if something slips. Annual renewals get chased by email. And nothing switches on until compliance is done. ## The jobs, handled The work you do by hand today. Fynex runs it for you. 1. **No-code payment links and embeds** — Take payment in minutes, no developers needed. 2. **Auto-reconciliation to your books** — Every payment matched and booked to Xero, QuickBooks, or FreshBooks. 3. **Renewal automation** — Annual renewals chase and collect themselves. 4. **Pay your partner network** — Route payouts to your local agents by rule. ## The finance work that's eating your week Other tools solve part of it. Fynex solves all of it, on one platform. | The problem | Other platforms (WooCommerce + Stripe + manual) | Fynex | |---|---|---| | Take a payment fast | A hosted store or payment-API setup needs a developer. | No-code payment links in minutes. | | Keep the books straight | Separate tools, manual entry. | Auto-invoicing and reconciliation to your books. | | Handle annual renewals | Chased by email, by hand. | Automated renewals and dunning. | | Pay the partner network | Manual transfers corridor by corridor, with cross-border payments held for review. | Multi-currency partner payouts. | | Switch compliance on | Separate KYB that's slow to activate — and opaque enough to reject good clients. | Built-in KYC/KYB to activate. | ## A payment link in minutes, not a dev sprint No-code links and embeds that fit your stack, auto-reconciled to your books, with renewals on autopilot. | | | |---|---| | Payment link | fynex.me/acme-2026 | | Reconciled to | Xero · auto | | Renewals queued | 41 clients | | Partner payouts | UK · HK · BG | ## The full finance stack, in one place Beyond the headline jobs, every page ships with the whole platform behind it. - **Merchant of Record** — We carry the tax and chargeback risk. - **KYB to activate** — Compliance switched on, payments live. - **Wallet ledger** — Every movement traceable for the books. - **Multi-currency** — Take and pay across corridors. - **Apple Pay & Google Pay** — Modern checkout for your clients. - **Hosted checkout** — A ready checkout page, zero build. ## Connects to the stack you already run Cards and wallets in, payouts out, your accounting and tools in sync. Integrates with: Revolut, Wise, Mercury, Brex, Airwallex, Ramp, Bluevine, Bank of America, American Express, Xero, QuickBooks, FreshBooks, WooCommerce, Apple Pay, Google Pay, Visa, Mastercard. ## Find what you're leaking, for free Send us your setup. We run a free diagnostic and show you what your payment stack costs you today. > One recent diagnostic found €2M in hidden fees across 10 processors for a proptech client. ## The trust layer most software can't offer We can be your Merchant of Record and hold the funds. Most tools can't, because they don't hold the licence. - **FCA-authorised EMI** — An e-money institution via Fondy. We can hold and move your funds. - **PCI DSS Level 1** — The highest card-data security standard, on by default. - **Audit logs** — Every movement traceable and ready for review. - **Built-in KYC / KYB** — The switch that turns the business on. ## Questions, answered ### What is a payment link, and how do I create one with Fynex? A [payment link](/docs/accepting-payments/how-do-i-create-and-send-a-payment-link/) is a no-code URL you send to a client to collect a card, Apple Pay or Google Pay payment — no checkout to build, no developer. In Fynex you create a payment link in minutes, share it or embed checkout on your site, and the payment reconciles to your books automatically. It replaces a manual WooCommerce or bank-transfer flow. ### What is payment reconciliation, and does Fynex do it automatically? Payment reconciliation is matching every payment you receive to the right invoice and your accounting records, so your books are accurate. Fynex reconciles automatically — each payment is matched and booked to Xero, QuickBooks, FreshBooks or WooCommerce in real time — so you stop reconciling bank statements by hand and lose the penalty risk of something slipping. ### Can I take payments without a developer? Yes. No-code payment links and embeddable checkout go live in minutes — you collect card, Apple Pay and Google Pay payments without writing code or running a manual WooCommerce setup. Simple links first; an API is there if you want it later. ### Does Fynex automate annual renewals? Yes. Renewal automation raises, chases and collects annual renewals with dunning, so they stop being chased by email one client at a time. Each renewal invoices and reconciles itself, and you see what's collected and what's outstanding at a glance. ### Can Fynex pay my partner network or local agents? Yes. Fynex sends multi-currency partner payouts to your network of local agents by rule — across SEPA, SWIFT and local rails — so paying partners in the UK, the US, Hong Kong or elsewhere stops being a manual transfer corridor by corridor. ### What compliance do I need to switch payments on? Built-in [KYC and KYB](/docs/getting-started/what-documents-do-i-need-to-verify-my-business/) are the switch that turns payments on. Fynex runs verification for individuals and legal entities inside your own flow, so once compliance is complete you can collect and pay out — no separate compliance project, no waiting on a third party. ### Do I have to replace WooCommerce or my accounting software? No. Fynex sits alongside what you run and keeps it in sync — payments auto-reconcile to Xero, QuickBooks, FreshBooks and WooCommerce. Add Fynex for no-code links, renewals and partner payouts, and keep the tools your team already knows. ### How fast can I go live, and what does it cost? You can be live in minutes with a no-code link once compliance is switched on, with no developer. Pricing is agreed per case to fit your volumes and markets. The fastest start is a free diagnostic of your current setup. No contract to start. ## Take the payment, book it, and renew it, *without touching a spreadsheet* --- The AI finance layer for platforms and operators. It runs the money chain and keeps more of it in your business. One platform instead of a dozen. © 2026 Fynex