--- title: "Finance on Autopilot for Software Companies | Fynex" description: "Multi-currency accounts, auto-invoicing with reminders, scheduled contractor payouts, and live runway. Run your finance back office without anyone touching it." url: "/uk/studios" --- # Finance on autopilot for *software teams* Multi-currency accounts, auto-invoicing, scheduled contractor payouts, and live runway. Built to give your team back the week they lose to finance. *For software companies.* ## Your finance work is still done by hand Multi-currency banking takes manual steps every week. Burn and runway live in a spreadsheet someone keeps rebuilding. Invoices go out late and get chased by hand. Payroll is clunky, and loose contractor agreements put you a step away from an employment-law problem. ## The jobs, handled The work you do by hand today. Fynex runs it for you. 1. **Multi-currency accounts** — Hold and move GBP, USD and EUR without the manual banking. 2. **Auto-invoicing with reminders** — Invoices go out on time and chase themselves until they're paid. 3. **Scheduled contractor payouts** — Pay your bench on schedule, each one in their own currency. 4. **Runway and burn, live** — See cash and burn the moment they move, not when the spreadsheet catches up. ## The finance work that's eating your week Other tools solve part of it. Fynex solves all of it, on one platform. | The problem | Other platforms (Stripe + QuickBooks + spreadsheets) | Fynex | |---|---|---| | Hold money across currencies | A bank plus FX tools stitched by hand — and the provider holding your balance can freeze it with no notice. | Multi-currency accounts and wallets in one place. | | Know your burn & runway | Spreadsheets, never live. | Live cash-flow, burn and runway. | | Get invoices paid | An invoicing tool, chased manually. | Auto-invoicing with reminders. | | Pay the contractor bench | A separate payroll tool where multi-currency hurts, and cross-border payouts get flagged and stalled. | Scheduled multi-currency contractor payouts. | | Keep contracts compliant | On you, or a legal add-on. | Compliant agreements built in. | ## Runway, without the spreadsheet Burn, runway and contractor payouts in one live view, so finance runs itself while you build. | | | |---|---| | Cash on hand | £842,000 | | Monthly burn | £96,400 | | Runway | 8.7 months | | Contractors paid (Fri) | 12 · auto | ## The full finance stack, in one place Beyond the headline jobs, every page ships with the whole platform behind it. - **Subscription & renewal billing** — Recurring charges, renewals and dunning, automated. - **Reconciliation to your books** — Auto-reconcile to Xero, QuickBooks and FreshBooks. - **Virtual-account IBANs** — Multi-currency accounts without a bank visit. - **Saved cards** — Charge returning customers without re-entry. - **Compliant contractor payouts** — Pay your bench with agreements built in. - **Webhooks & API** — Wire Fynex into your stack. ## Connects to the stack you already run Cards and wallets in, payouts out, your accounting and tools in sync. Integrates with: Revolut, Wise, Mercury, Brex, Airwallex, Ramp, Bluevine, Bank of America, American Express, Stripe, Xero, QuickBooks, FreshBooks, Visa, Mastercard. ## Find what you're leaking, for free Send us your setup. We run a free diagnostic and show you what your payment stack costs you today. > One recent diagnostic found €2M in hidden fees across 10 processors for a proptech client. ## The trust layer most software can't offer We can be your Merchant of Record and hold the funds. Most tools can't, because they don't hold the licence. - **FCA-authorised EMI** — An e-money institution via Fondy. We can hold and move your funds. - **PCI DSS Level 1** — The highest card-data security standard, on by default. - **Audit logs** — Every movement traceable and ready for review. - **Built-in KYC / KYB** — The switch that turns the business on. ## Questions, answered ### What is contractor management, and how does Fynex automate it? Contractor management is everything involved in paying and staying compliant with a bench of contractors — agreements, scheduling, multi-currency payouts and classification. Fynex automates the money side: scheduled payouts in each contractor's currency, with compliant agreements built in, so no one on your team runs it by hand. Your accounting stays reconciled behind it. ### Can Fynex hold multi-currency business accounts? Yes. Fynex gives your software company multi-currency business accounts with virtual-account IBANs, so you hold and move GBP, USD and EUR from one place. You stop taking manual banking steps every week or stitching a bank and FX tools together by hand. ### Can Fynex show our runway, burn and cash flow in real time? Yes. Fynex calculates live cash flow, burn rate and runway from the money actually flowing through it — not a spreadsheet someone keeps rebuilding. You see the numbers update as they move, so you can act on a cash-flow gap before it becomes one. ### How do scheduled contractor payouts work? A payout is money you send out to your bench; a payout schedule runs them automatically on a set cadence — say every Friday. Fynex pays each contractor in their own currency across SEPA, SWIFT or local rails, by rule, so paying contractors stops being a manual weekly job. ### Does Fynex automate invoicing and recurring billing? Yes. Auto-invoicing sends invoices on time and chases them with reminders until they're paid, and [subscription and renewal billing](/docs/accepting-payments/how-do-subscriptions-and-recurring-billing-work/) run with dunning. Every payment reconciles to Xero, QuickBooks or FreshBooks in real time, so no one has to chase or re-key anything. ### How does Fynex keep our contractor agreements compliant? Compliant contractor agreements are built into the payout flow, so each contractor is engaged and paid under clean terms. As the bench grows, that keeps classification clean and keeps you a safe step away from an employment-law problem. ### Do I have to replace QuickBooks, Xero or my bank? No. Fynex runs the money and keeps your accounting in sync — Xero, [QuickBooks](/docs/integrations/how-does-the-quickbooks-connection-work-and-what-syncs/) and FreshBooks auto-reconcile behind every transaction. Add Fynex for multi-currency accounts, invoicing and contractor payouts, and keep the tools your team already uses. ### How fast can we set up, and what does it cost? You can connect your accounting and start moving money quickly, with pricing agreed per case to fit your volumes and markets. The fastest start is a free diagnostic — send us your setup and we'll show you what your finance stack is costing you today. No contract to start. ## Give your team back *the week they spend on finance* --- The AI finance layer for platforms and operators. It runs the money chain and keeps more of it in your business. One platform instead of a dozen. © 2026 Fynex