For software companies

Finance on autopilot for software teams

Multi-currency accounts, auto-invoicing, scheduled contractor payouts, and live runway. Built to give your team back the week they lose to finance.

Get in touch
Free to start. No contract. We'll show you what your finance stack is costing you.
What's our runway at this burn?
Daniel Kerr
Daniel Kerr
Founder & CEO
Chase every overdue invoice for me.
Hana Suzuki
Hana Suzuki
Finance Lead
Pay the contractor bench on Friday.
Owen Pierce
Owen Pierce
Head of Ops
Hold our multi-currency accounts in one place.
Clara Ferreira
Clara Ferreira
CFO
Flag any contract that risks misclassification.
Viktor Holm
Viktor Holm
COO
What's our runway at this burn?
Daniel Kerr
Daniel Kerr
Founder & CEO
Chase every overdue invoice for me.
Hana Suzuki
Hana Suzuki
Finance Lead
Pay the contractor bench on Friday.
Owen Pierce
Owen Pierce
Head of Ops
Hold our multi-currency accounts in one place.
Clara Ferreira
Clara Ferreira
CFO
Flag any contract that risks misclassification.
Viktor Holm
Viktor Holm
COO
The problem

Your finance work is still done by hand

Multi-currency banking takes manual steps every week. Burn and runway live in a spreadsheet someone keeps rebuilding. Invoices go out late and get chased by hand. Payroll is clunky, and loose contractor agreements put you a step away from an employment-law problem.

The cost isn't just hours. Late invoices stretch your runway, idle balances sit in the wrong currency, and nobody notices until the quarter closes. You built automation for your customers — your own back office still runs on copy-paste.

Accounts
Fynex accountGBP · USD · EUR
£2,847,392
J.P. Morgan
£692,847
Monthly burn
£96,400
Runway
8.7 months
What Fynex runs

The jobs, handled

The work you do by hand today. Fynex runs it for you.

GBP · USD · EUR

Multi-currency accounts

Hold and move GBP, USD and EUR without the manual banking.

Wallets
GBPUSDEUR
Available
£542,000
Held
£89,450
Pending
£32,768
Chases itself

Auto-invoicing with reminders

Invoices go out on time and chase themselves until they're paid.

Payment status
Paid189 invoices
$1,423,847
Outstanding58 invoices · auto-chased
$423,545
77% collected
Every Friday

Scheduled contractor payouts

Pay your bench on schedule, each one in their own currency.

PayoutsScheduled
J. WhitfieldGBP · Faster Payments · Fri
£2,400
M. CaldwellGBP · Fri
£1,850
R. HughesUSD · ACH · Fri
$3,100
Live, not month-end

Runway and burn, live

See cash and burn the moment they move, not when the spreadsheet catches up.

Cash runway▴ 2.1%
18 months
At current burn rate
How we compare

The finance work that's eating your week

Other tools solve part of it. Fynex solves all of it, on one platform.

The problem
Other platforms
!Hold money across currencies
A bank plus FX tools stitched by hand — and the provider holding your balance can freeze it with no notice.
Multi-currency accounts and wallets in one place.
!Know your burn & runway
Spreadsheets, never live.
Live cash-flow, burn and runway.
!Get invoices paid
An invoicing tool, chased manually.
Auto-invoicing with reminders.
!Pay the contractor bench
A separate payroll tool where multi-currency hurts, and cross-border payouts get flagged and stalled.
Scheduled multi-currency contractor payouts.
!Keep contracts compliant
On you, or a legal add-on.
Compliant agreements built in.
Show, don't tell

Runway, without the spreadsheet

Burn, runway and contractor payouts in one live view, so finance runs itself while you build.

▴ 12.5%This quarter
Cash on hand£842,000
Monthly burn£96,400
Runway8.7 months
Contractors paid (Fri)12 · auto
Everything you get

The full finance stack, in one place

Beyond the headline jobs, every page ships with the whole platform behind it.

Subscription & renewal billing

Recurring charges, renewals and dunning, automated.

Reconciliation to your books

Auto-reconcile to Xero, QuickBooks and FreshBooks.

Virtual-account IBANs

Multi-currency accounts without a bank visit.

Saved cards

Charge returning customers without re-entry.

Compliant contractor payouts

Pay your bench with agreements built in.

Webhooks & API

Wire Fynex into your stack.

One platform, not a dozen

Connects to the stack you already run

Cards and wallets in, payouts out, your accounting and tools in sync.

Revolut
Revolut
Wise
Wise
Mercury
Mercury
Brex
Brex
Airwallex
Airwallex
Ramp
Ramp
Bluevine
Bluevine
Bank of America
Bank of America
American Express
American Express
Stripe
Stripe
Xero
QuickBooks
FreshBooks
Visa
Mastercard

Find what you're leaking, for free

Send us your setup. We run a free diagnostic and show you what your payment stack costs you today.

One recent diagnostic found €2M in hidden fees across 10 processors for a proptech client.
Get in touch
Compliance, handled

The trust layer most software can't offer

We can be your Merchant of Record and hold the funds. Most tools can't, because they don't hold the licence.

FCA-authorised EMI

An e-money institution via Fondy. We can hold and move your funds.

Licence
E-money institution
FCA
Client funds
Safeguarded

PCI DSS Level 1

The highest card-data security standard, on by default.

Card data
PCI DSS
Level 1
Encryption
On by default

Audit logs

Every movement traceable and ready for review.

Activity
Payout · £23,84714:02:11
Logged
Split · ORD-2024-00114:02:09
Logged

Built-in KYC / KYB

The switch that turns the business on.

Verification
KYB · Northwind Labs Ltd
Approved
KYC · J. Whitfield
Approved
FAQ

Questions, answered

Contractor management is everything involved in paying and staying compliant with a bench of contractors — agreements, scheduling, multi-currency payouts and classification. Fynex automates the money side: scheduled payouts in each contractor's currency, with compliant agreements built in, so no one on your team runs it by hand. Your accounting stays reconciled behind it.
Yes. Fynex gives your software company multi-currency business accounts with virtual-account IBANs, so you hold and move GBP, USD and EUR from one place. You stop taking manual banking steps every week or stitching a bank and FX tools together by hand.
Yes. Fynex calculates live cash flow, burn rate and runway from the money actually flowing through it — not a spreadsheet someone keeps rebuilding. You see the numbers update as they move, so you can act on a cash-flow gap before it becomes one.
A payout is money you send out to your bench; a payout schedule runs them automatically on a set cadence — say every Friday. Fynex pays each contractor in their own currency across SEPA, SWIFT or local rails, by rule, so paying contractors stops being a manual weekly job.
Yes. Auto-invoicing sends invoices on time and chases them with reminders until they're paid, and subscription and renewal billing run with dunning. Every payment reconciles to Xero, QuickBooks or FreshBooks in real time, so no one has to chase or re-key anything.
Compliant contractor agreements are built into the payout flow, so each contractor is engaged and paid under clean terms. As the bench grows, that keeps classification clean and keeps you a safe step away from an employment-law problem.
No. Fynex runs the money and keeps your accounting in sync — Xero, QuickBooks and FreshBooks auto-reconcile behind every transaction. Add Fynex for multi-currency accounts, invoicing and contractor payouts, and keep the tools your team already uses.
You can connect your accounting and start moving money quickly, with pricing agreed per case to fit your volumes and markets. The fastest start is a free diagnostic — send us your setup and we'll show you what your finance stack is costing you today. No contract to start.
We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.

Give your team back the week they spend on finance

Get in touch
Spreadsheets, retired with honours.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favourite coworker never takes lunch.Spreadsheets, retired with honours.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favourite coworker never takes lunch.Spreadsheets, retired with honours.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favourite coworker never takes lunch.

The AI finance layer for platforms and operators. It runs the money chain and keeps more of it in your business. One platform instead of a dozen.

Company
© 2026 Fynex
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