What can I do while verification is pending?

Plenty. In test mode you can build payment links, set up split rules, and run test payments — so you're fully set up the moment you're approved. Only live payments wait for verification.

While your business verification is under review, your account is in test mode — and there’s a lot you can do. You can create payment links, set up split rules, connect integrations, and run test payments through the full flow. The only thing that waits for verification is taking live payments and paying out real money.

Get set up now, go live later

  • Build your payment links so they’re ready to send on day one.
  • Set up split rules and payees if you run a platform or marketplace.
  • Run test payments to see exactly what your customers will experience — see How do I test payments before going live?
  • Connect your tools (accounting, your store) so everything’s wired up.

When your verification is approved, you flip to live and start processing straight away — nothing to rebuild. See How do I switch from test to live?

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