Why do I need 2FA or a passkey to approve a payout?

Approving a payout releases real money, so it needs a second factor — a 2FA code or a passkey. The approval is tied to that exact amount and destination, so it can't be altered afterward.

Approving a payout releases real money to a bank account, so it asks for a second factor — a 2FA code or a passkey — on top of being signed in. This is a deliberate safeguard: even if someone got into an account, they couldn’t send money out without that second factor.

The approval is bound to the payout

When you approve, the second factor is tied to that exact amount and destination. That means the approval can’t be quietly reused or altered — if the amount or the receiving account changed, the approval wouldn’t be valid. You’re approving that specific payout, not payouts in general.

What you’ll do

  1. Open the payout waiting for approval.
  2. Confirm the amount and destination shown.
  3. Complete the second factor — enter your 2FA code, or use your passkey.
  4. The payout is released and moves to processing.

If you haven’t set up a second factor yet, see How do I set up two-factor authentication or a passkey?

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